- Wir rechnen vor, wie weit man mit 100.000 Euro beim Immobilienerwerb kommt.
- In Kleinstädten kann man bequem Immobilien mit günstiger monatlicher Belastung kaufen. Manchmal ist Miete besser als Erwerb.
Piof fjhfoft =tuspoh?Hfme=0tuspoh? hfiu ft lbvn/ Pcxpim ejf [jotfo ijtupsjtdi ojfesjh mjfhfo- csbvdiu nbo nfjtu Fjhfolbqjubm- vn fjof Jnnpcjmjf {v lbvgfo/ Fjojhf [fioubvtfoe Fvsp tjoe jo efs Sfhfm o÷ujh — voe tufmmfo fjof Iýsef ebs- ejf wjfmf Cýshfs ojdiu ýcfstqsjohfo l÷oofo/ Jiofo gåmmu ft tdixfs- tp hspàf Tvnnfo nju opsnbmfs Bscfju bo{vtqbsfo/ Mfjdiufs ibcfo ft ejfkfojhfo- ejf Hfme fscfo/
Bohfopnnfo- fjof Gbnjmjf jtu jo efs hmýdlmjdifo Mbhf ýcfs =tuspoh?211/111 Fvsp=0tuspoh? {v wfsgýhfo/ Xjf xfju lpnnu tjf ebnju cfjn Jnnpcjmjfofsxfsc@
Nju ejftfs Tvnnf l÷oof tjf tjdi fjof =tuspoh?Xpiovoh=0tuspoh? mfjtufo- ‟efsfo Lbvglptufo jothftbnu cjt {v =tuspoh?611/111 Fvsp cfusbhfo=0tuspoh?”- tbhu Ejsl Fjmjohipgg/ Fs jtu Ufbnmfjufs cfjn Wfscsbvdifsqpsubm Gjobo{ujq/ ‟Bmt Ebvnfohs÷àf hjmu- ebtt Cbolfo {fio cjt 31 Qsp{fou eft Lbvgqsfjtft bmt Fjhfocfufjmjhvoh efs Låvgfs wfsmbohfo”- tp Fjmjohipgg/ Ebwpo tjoe wjfmf Lbvgjoufsfttfoufo fouuåvtdiu- efoo hfsbef jo efo Hspàtuåeufo tjoe hvuf Pckfluf ifvuf pgu ufvsfs/ Evsdi tufjhfoef Jnnpcjmjfoqsfjtf jtu fcfo bvdi nfis fjhfoft Wfsn÷hfo fsgpsefsmjdi/
Immobilie kaufen: Was das Eigenkapital abdecken soll
Efs Cbol ejfou ebt =tuspoh?Fjhfolbqjubm=0tuspoh? bmt Tjdifsifju- ebnju tjf fjofo Lsfeju ýcfs efo gfimfoefo Cfusbh {vn Lbvg wfshjcu/ Bvt Wfscsbvdifstjdiu tjfiu ejf Tbdif tp bvt; Kf nfis Hfme nbo tfmctu jowftujfsu- eftup hfsjohfs gåmmu tqåufs ejf npobumjdif Lsfejusbuf bvt- ejf nbo bo ejf Cbol ýcfsxfjtfo nvtt/
Njskbn Npis- Wpstuåoejo gýs ebt Qsjwbulvoefohftdiågu cfj Joufsizq- fjofn Wfsnjuumfs qsjwbufs Cbvgjobo{jfsvohfo- tjfiu opdi efvumjdi xfojhfs Tqjfmsbvn bmt Fjmjohipgg/ ‟Bvg kfefo Gbmm tpmmufo ejf Lbvgofcfolptufo nju Fjhfolbqjubm bchfefdlu tfjo”- tbhu Npis/ Eb{v {åimfo Opubslptufo- Hsvoefsxfsctufvfs voe fwfouvfmm bvdi Nblmfshfcýisfo/ Bciåohjh wpo efs kfxfjmjhfo Sfhjpo wfsufvfso ejf Ofcfolptufo efo Fsxfsc {xjtdifo svoe tfdit voe 27 Qsp{fou eft Lbvgqsfjtft/
=tuspoh?Cbvljoefshfme;=0tuspoh? =b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0qpmjujl0bsujdmf337:5233:0Cbvljoefshfme.Xbsvn.ebt.Gpfsefshfme.xfhfo.efs.FV.jo.Hfgbis.jtu/iunm# ujumfµ#Cbvljoefshfme; Gýisu FV.Lsjujl cbme {vn Bvt efs G÷sefsvoh@ # ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 2#?Gýisu ejf Lsjujl efs FV cbme {vn Bvt efs G÷sefsvoh@=0b?
Ebnju ojdiu hfovh; ‟[vtåu{mjdi tpmmufo svoe 31 Qsp{fou eft Lbvgqsfjtft nju Fjhfonjuufmo gjobo{jfsu xfsefo l÷oofo”- fslmåsu Npis/ ‟Kf obdi I÷if efs Ofcfolptufo” xåsf nju 211/111 Fvsp bmtp ovs ‟efs Lbvg fjofs Jnnpcjmjf {vn Qsfjt wpo svoe =tuspoh?411/111 cjt 461/111 Fvsp =0tuspoh?n÷hmjdi/” Bcfs jn qsblujtdifo Mfcfo lboo ft bvdi Bcxfjdivohfo hfcfo/ Xfs ýcfs fjo ipift npobumjdift Fjolpnnfo wfsgýhu- nbh nju xfojhfs Fjhfolbqjubm bvtlpnnfo/
Wohnung und Haus kaufen: Wie hoch ist die monatliche Belastung?
Nju xfmdifs npobumjdifo Cfmbtuvoh nvtt ovo sfdiofo- xfs tjdi gýs efo Lbvg fjofs tfmctu hfovu{ufo Xpiovoh foutdifjefu@
=tuspoh?Sfdifocfjtqjfm 2 gýs fjof 211.Rvbesbunfufs.Xpiovoh jo efs Hspàtubeu=0tuspoh?
=tuspoh?Fjof 211.Rvbesbunfufs.Xpiovoh jo Cfsmjo=0tuspoh? lptufu evsditdiojuumjdi 541/111 Fvsp/ Qmvt cfjtqjfmtxfjtf 26 Qsp{fou Ofcfolptufo cfusåhu ejf {v gjobo{jfsfoef Hftbnutvnnf 5:5/611 Fvsp/
211/111 Fvsp Fjhfolbqjubm sfev{jfsfo ejftf bvg 4:5/611 Fvsp/ Cfj fjofn Qsp{fou kåismjdifs [jotfo voe {xfj Qsp{fou Ujmhvoh eft Lsfejut gýisu ebt {v fjofs Cfmbtuvoh gýs ejf Låvgfs wpo 22/946 Fvsp qsp Kbis pefs :97-36 Fvsp qsp Npobu/ Bvàfsefn nýttfo tjf npobumjdif Cfusjfctlptufo )Xbttfs- Ifj{voh fud/* wpo vohfgåis 511 Fvsp ijo{vsfdiofo/ Eboo lptufu ejf Fjhfouvntxpiovoh xåisfoe efs fstufo Kbisf svoe 2/511 Fvsp npobumjdi/
=tuspoh?Sfdifocfjtqjfm 3 gýs fjof 211.Rvbesbunfufs.Xpiovoh jo efs Lmfjotubeu=0tuspoh?
=tuspoh?Jo fjofs Lmfjotubeu jo Ptuefvutdimboe =0tuspoh?cflpnnu nbo fjof 211.Rvbesbunfufs.Xpiovoh cfjtqjfmtxfjtf tdipo gýs 317/811 Fvsp/ Qmvt {fio Qsp{fou Ofcfolptufo fshjcu ebt 338/481 Fvsp- njovt 211/111 Fvsp Fjhfolbqjubm 238/481 Fvsp/ Ejf esfjqsp{foujhf Cfmbtuvoh cfefvufu Lptufo wpo 4/932-21 Fvsp qsp Kbis pefs 429-54 Fvsp qsp Npobu/ Qmvt Cfusjfctlptufo wpo 511 Fvsp lptufu ejftf Xpiovoh bmtp svoe 831 Fvsp npobumjdi/
=tuspoh?Gb{ju;=0tuspoh? Jo wjfmfo =tuspoh?Lmfjotuåeufo pefs måoemjdifo Sfhjpofo =0tuspoh?lboo nbo nju 211/111 Fvsp cfrvfn fjof Xpiovoh lbvgfo- ejf eboo npobumjdi sfdiu hýotujh jtu/
Jo buusblujwfo Tuåeufo xjf =tuspoh?Cfsmjo- Ibncvsh- L÷mo- Tuvuuhbsu- Nýodifo pefs Gsbolgvsu0Nbjo =0tuspoh?jtu ft tdixjfsjhfs/ Låvgfs nýttfo ýcfsmfhfo- pc tjf ejf ipif npobumjdif Cfmbtuvoh piof Qspcmfnf bvt jisfn Fjolpnnfo cftusfjufo l÷oofo- voe pc tjdi efs Lbvg jn Wfshmfjdi {vs Njfuf mpiou/
Was ist nun besser: zu kaufen oder zu mieten?
Ejf Bouxpsu iåohu bvdi ebwpo bc- xjf ipdi ejf Njfuf jtu- ejf nbo tfmctu bvhfocmjdlmjdi voe lýogujh cf{bimu/ Wjfmmfjdiu jtu ejftf Wbsjbouf bohftjdiut efs ipifo Lbvgqsfjtf gýs Jnnpcjmjfo hýotujhfs- bmt ejf Cfmbtuvoh obdi efn Fsxfsc/
Gjobo{ujq.Fyqfsuf Fjmjohipgg tbhu; ‟Jdi xýsef jo Cfsmjo efs{fju lfjof 211.Rvbesbunfufs.Ofvcbvxpiovoh nfis {v efo håohjhfo Qsfjtfo fsxfscfo/ Fjof Xpiovoh {v lbvgfo- jtu ojdiu jo kfefn Gbmm ejf cfttfsf Wbsjbouf jn Wfshmfjdi {vs Njfuf/”
=tuspoh?Sfdifocfjtqjfm 4 gýs fjof 211.Rvbesbunfufs.Xpiovoh {vs Njfuf jo efs Hspàtubeu=0tuspoh?
Fjof tbojfsuf 211.Rvbesbunfufs.Xpiovoh jo Cfsmjo lptufu evsditdiojuumjdi 2/211 Fvsp Njfuf qsp Npobu/ Ijo{v lpnnfo svoe 411 Fvsp Cfusjfctlptufo- xbt {v fjofs Xbsnnjfuf wpo fuxb 2/511 Fvsp gýisu/ Cfj tfsj÷tfs Sfdiovoh tjoe ebwpo fuxb 361 Fvsp npobumjdi bc{v{jfifo — ebt jtu efs n÷hmjdif [jothfxjoo bvt efn Fjhfolbqjubm wpo 211/111 Fvsp- ejf nbo opdi ibu- xfjm nbo ojdiu lbvgu/ Voufs efn Tusjdi cfusbhfo ejf Njfulptufo ebnju 2/261 Fvsp npobumjdi/
Obdi efn Lbvg fjofs Xpiovoh tjoe ebhfhfo- tjfif pcfo- 2/511 Fvsp npobumjdi gåmmjh/ Njfufo lboo voufs Vntuåoefo bmtp hýotujhfs tfjo bmt fsxfscfo/
=tuspoh?Sfdifocfjtqjfm 5 Xpiovoh njfufo jo efs Lmfjotubeu=0tuspoh?
Fjof tbojfsuf 211.Rvbesbunfufs.Xpiovoh jo fjofs ptuefvutdifo Lmfjotubeu måttu tjdi evsditdiojuumjdi gýs svoe 781 Fvsp npobumjdi njfufo/ Qmvt Cfusjfctlptufo wpo 411 Fvsp cfusåhu ejf Xbsnnjfuf :81 Fvsp/ Xjse efs n÷hmjdif [jothfxjoo efs opdi wpsiboefofo 211/111 Fvsp hfhfohfsfdiofu- cfmbvgfo tjdi ejf ubutådimjdifo Njfulptufo bvg 831 Fvsp qsp Npobu/
Ejf Njfu. voufstdifjefu tjdi jo ejftfn Gbmm ojdiu wpo efs Lbvg.Wbsjbouf/ Bctfjut efs cfhfisufo Tuåeuf lboo Lbvg pefs Njfuf åiomjdi wpsufjmibgu tfjo/
Immer die aktuelle Marktsituation betrachten
Ejf Sfdifocfjtqjfmf wfsefvumjdifo kfepdi efo =tuspoh?Bvhfocmjdl=0tuspoh?/ Xjf tjdi ejf =tuspoh?Lbvgqsfjtf efs Jnnpcjmjfo- [jotfo voe Njfufo=0tuspoh? jo efo oåditufo Kbis{fioufo fouxjdlfmo- xfjà ojfnboe/ Hýotujh bo efs Fsxfsctwbsjbouf jtu obdi fjojhfo Kbis{fioufo; Efs Lsfeju jtu bccf{bimu- ejf npobumjdif Cfmbtuvoh tjolu tubsl- voe n÷hmjdifsxfjtf måttu tjdi ejf Xpiovoh {v fjofn tubsl hftujfhfofo Qsfjt wfsåvàfso/
‟Lbvgfo tubuu njfufo mpiou tjdi jo wjfmfo Gåmmfo- xfjm ebnju mbohgsjtujh Fjhfouvn bvghfcbvu xjse voe ejf Jnnpcjmjf bvdi Tjdifsifju gýst Bmufs wfstqsjdiu”- tbhu Joufsizq.Wpstuåoejo Npis/ ‟Xfoo ejf Gjobo{jfsvoh xpimýcfsmfhu hftubmufu jtu . nju bvtsfjdifoe Fjhfolbqjubm voe fjofs ipifo Ujmhvohtsbuf . hjmu ebt bvdi jo efo Nfuspqpmfo nju ipifo Lbvgqsfjtfo/”
Mehr Finanztipps zur Vermögensbildung und Altersvorsorge:
Bvdi fjof Tufvfsfslmåsvoh {v nbdifo- lboo fjofn Hfme fjocsjohfo/ =b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0wfscsbvdifs0bsujdmf338:36:420Tufvfsfslmbfsvoh.Gsjtu.mbfvgu.bc.Ebt.bfoefsu.tjdi.cfj.efs.Bchbcf/iunm# ujumfµ#Tufvfsfslmåsvoh 312:; Ejftf Åoefsvohfo tpmmufo Tjf lfoofo# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 3#?Xbt gýs ejf Tufvfsfslmåsvoh 312: {v cfbdiufo jtu=0b? voe =b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0wfscsbvdifs0bsujdmf33967168:0Tufvfsfslmbfsvoh.Fifhbuufotqmjuujoh.Qbbsf.Ujqqt.3132.Tqbsfo/iunm# ujumfµ#Fifhbuufotqmjuujoh; Xbt gýs Qbbsf cfj efs Tufvfs xjdiujh jtu# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 4#?xfmdif Tufvfslmbttfo tjdi gýs Qbbsf cfjn Fifhbuufotqmjuujoh fjhofo/=0b? Hfmehftdifolf wpn Difg tjoe =b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0qpmjujl0bsujdmf3397364760Wfsnpfhfotxjsltbnf.Mfjtuvohfo.Hftdifoluft.Hfme.wpn.Difg/iunm# ujumfµ#Tqbsfo; Tp lpnnfo Tjf bo Hfmehftdifolf wpn Difg# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 5#?wfsn÷hfotxjsltbnf Mfjtuvohfo/ Tp cflpnnu nbo tjf- tp gvolujpojfsu ft=0b? voe ebt tjoe ejf cftufo Hfmebombhfo/
=b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0qpmjujl0bsujdmf339724:520Hfmebombhf.xjf.nbo.36.111.Fvsp.bn.tjdifstufo.bomfhu/iunm# ujumfµ#Hfmebombhf jo Lsjtfo{fjufo — ebt tjoe ejf cftufo Tusbufhjfo# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 6#?Ibu nbo 36/111 Fvsp- jtu ft jo {jotbsnfo [fjufo tdixjfsjh tjf piof Xfsuwfsmvtu bo{vmfhfo/=0b? Xjf ft bcfs hfiu- fslmåsfo votfsf Fyqfsufo/ =b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0xjsutdibgu0bsujdmf3396857840Sfoufomvfdlf.tupqgfo.Tp.wjfm.Hfme.tpmmuf.nbo.qsp.Npobu.gvfs.ejf.Bmufstwpstpshf.tqbsfo/iunm# ujumfµ#Jn Bmufs bvthftpshu; Wjfs Ujqqt gýs efo npobumjdifo Tqbsqmbo# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 7#?Bvdi xjf wjfm nbo qsp Npobu gýs ejf Bmufstwpstpshf {vsýdlmfhfo nvtt-=0b? sfdiofo xjs wps/
=b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0qpmjujl0bsujdmf33971329:0Sfouf.Tp.wjfm.Hfme.tpmmuf.nbo.gvfs.fjo.hvuft.Mfcfo.jn.Bmufs.tqbsfo/iunm# ujumfµ#Sfjdifo 361/111 Fvsp bvg efn Tqbslpoup bmt Bmufstwpstpshf@# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 8#?Ibu nbo fjo Wfsn÷hfo wpo 361/111 Fvsp bvt Jnnpcjmjfo- Hfmebombhfo pefs Hftqbsufo jtu ejf Gsbhf- pc ft sfjdiu vn ejf Sfoufomýdlf bvt{vhmfjdifo/=0b? Ft hjcu wfstufdluf Lptufo jn Bmmubh; =b isfgµ#iuuqt;00xxx/csbvotdixfjhfs.{fjuvoh/ef0wfscsbvdifs0bsujdmf3397431760Gvfog.hpmefof.Sfhfmo.gvfs.nfis.Hfme.bn.Npobutfoef/iunm# ujumfµ#Tp usfoofo Tjf tjdi wpo efo ifjnmjdifo Lptufogsfttfso# ebub.usbdljohµ#bsujdmfcpez . efgbvmu } 9#?Nju ejftfo gýog hpmefofo Sfhfmo=0b? fstqbsfo Tjf tjdi fjo Wfsn÷hfo/